Abstract
Mazkur maqolada tijorat banklarida kreditlash amaliyotining holati va uni
takomillashtirishning dolzarb masalalari tahlil qilinadi. Kreditlash jarayonining
samaradorligini oshirish bo‘yicha nazariy va amaliy takliflar ilgari suriladi. Shuningdek,
ilg‘or xorijiy tajriba va zamonaviy texnologiyalar asosida tijorat banklarida kreditlash
jarayonini optimallashtirish imkoniyatlari ko‘rib chiqiladi.
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