TIJORAT BANKLARDA KREDITLASH AMALIYOTINI TAKOMILLASHTIRISH
PDF
ZENODO

Keywords

Tijorat banklari, kreditlash, moliyaviy resurslar, risklarni boshqarish, zamonaviy texnologiyalar, mijozlar segmentatsiyasi.

How to Cite

TIJORAT BANKLARDA KREDITLASH AMALIYOTINI TAKOMILLASHTIRISH. (2025). Journal of Universal Science Research, 3(`1), 96-99. http://universalpublishings.com/index.php/jusr/article/view/9478

Abstract

Mazkur maqolada tijorat banklarida kreditlash amaliyotining holati va uni 
takomillashtirishning dolzarb masalalari tahlil qilinadi. Kreditlash jarayonining 
samaradorligini oshirish bo‘yicha nazariy va amaliy takliflar ilgari suriladi. Shuningdek, 
ilg‘or xorijiy tajriba va zamonaviy texnologiyalar asosida tijorat banklarida kreditlash 
jarayonini optimallashtirish imkoniyatlari ko‘rib chiqiladi.

PDF
ZENODO

References

1. Smith, J., & Brown, R. (2020). Digital Transformation in Banking. London:

Financial Times Press.

2. Karimov, B. (2022). O‘zbekistonda tijorat banklarining kreditlash faoliyati.

Iqtisodiyot va moliya jurnali, 3(2), 45-58.

3. World Bank Group (2021). Banking and Financial Sector Development

Report. Washington, DC.

4. Johnson, P. (2019). Risk Management in Modern Banking. New York:

McGraw-Hill Education.

5. Smith, J., & Jones, R. (2020). "Risk Management in Banking: Diversification

Strategies." Journal of Financial Studies, 45(3), 123-135.

6. Brown, A., & Green, P. (2021). "The Role of Artificial Intelligence in

Modern Banking." International Journal of Banking Technology, 12(1), 45-67.

7. Johnson, L. (2019). "Innovations in Credit Risk Assessment." Finance and

Economics Review, 8(2), 78-92.

8. Central Bank of Uzbekistan (2023). "Annual Report on Banking Sector

Development." Tashkent: Central Bank Press

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.