KREDIT-MODUL TIZIMI SHAROITIDA TALABALARGA TA’LIM XIZMATLARI KO‘RSATISHNI TAKOMILLASHTIRISH IMKONIYATLARI. YO’TIGF. 2026;4(01):10-13. Accessed May 18, 2026. https://universalpublishings.com/index.php/gumanitar/article/view/16605