“KREDIT PORTFELINING SIFATINI OSHIRISH ORQALI YANGI O‘ZBEKISTON MOLIYAVIY BARQARORLIGINI TA’MINLASHNING YO‘NALISHLARI ” (2025) "Conference on Universal Science Research 2023", 3(5), pp. 38–41. Available at: https://universalpublishings.com/index.php/cusr/article/view/12900 (Accessed: 18 May 2026).