Keywords
How to Cite
Abstract
Mazkur tezisda Yangi O‘zbekiston iqtisodiy taraqqiyot strategiyasi doirasida bank kredit portfellarining sifati va tuzilmasini optimallashtirish orqali moliyaviy barqarorlikka erishish yo‘llari yoritilgan. Kredit portfelining sifati nafaqat bank sektorining ishonchliligi, balki butun iqtisodiy tizimning samaradorligini belgilovchi muhim omillardandir. Mamlakatda olib borilayotgan pul-kredit siyosati, risklarni boshqarish tizimlari, tarmoq bo‘yicha diversifikatsiya, garov siyosati va monitoring mexanizmlarining takomillashuvi natijasida kredit portfellaridagi muammoli kreditlar (NPL) darajasi kamaymoqda, samarali kreditlash ko‘rsatkichlari esa ortmoqda.
References
1. Markaziy bank statistik axborot byulleteni (2023). – Toshkent: MB nashriyoti, 2023. – 98 b.
2. IMF. Financial Soundness Indicators Compilation Guide. – Washington, D.C.: IMF, 2021. – 140 p.
3. Basel Committee on Banking Supervision. Basel III Framework. – Basel: BIS, 2020. – 118 p.
4. Murodov M. Kredit portfelining sifati va bank xavfsizligi // Bank ishi. – 2022. – №4. – B. 20–27.
5. Xolboyev Sh. O‘zbekiston bank tizimida risklarni boshqarish mexanizmlari. – Toshkent: Iqtisodiyot, 2021. – 132 b.
6. Fitch Ratings. Uzbekistan Banking Sector Review. – London: Fitch Group, 2023. – 54 p.
7. O‘zbekiston Respublikasi Prezidentining PF–5953-son Farmoni. – Lex.uz, 2020.
This work is licensed under a Creative Commons Attribution 4.0 International License.