Abstract
Ushbu maqolada pul-kredit siyosatida raqamli valyutalardan foydalanishning samaradorlik omillari tahlil qilingan. Raqamli valyutalar (CBDC) Markaziy banklar tomonidan iqtisodiy barqarorlikni ta'minlash, inflyatsiyani boshqarish va to‘lov tizimlarini takomillashtirish vositasi sifatida qaraladi. Maqolada raqamli valyutalarning monetar siyosatga ta’siri, foiz stavkalari va likvidlikni boshqarish imkoniyatlari, shuningdek, ularning joriy etilishi bilan bog‘liq xavf-xatarlar ko‘rib chiqiladi. Raqamli valyutalar pul-kredit siyosatini amalga oshirishda yangi imkoniyatlar yaratadi va iqtisodiyotda to‘lov tizimlarining samaradorligini oshirishga xizmat qiladi.
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