Abstract
Maqola O‘zbekiston sharoitida markaziy bank raqamli valyutasi (CBDC) va raqamli valutalar (digital currency) konseptlarini tahlil qilib, amaliy model va instrumentlarni taklif qiladi. Hozirgi global raqamli tranzaksiya muhitida, raqamli valutalar – xususan CBDC – moliyaviy infratuzilma, pul-kredit siyosati va moliyaviy inklyuziya sohalarida muhim rol o‘ynashi mumkin.
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