Vol. 2 No. 1 (2024), Articles
Vol. 2 No. 1 (2024)

ON THE RATIO OF NON-PERFORMING LOANS TO AVERAGE LOAN RATES IN CONSIDERING THE ISSUE OF BANKING RISKS

Articles
Published 2024-01-22
Yuliia Kolomiiets
Department of Finances, Banking and Insurance of Economic faculty V. N. Karazin Kharkiv National University, Ukraine
Valeriia Kochorba
Deputy Director of the Educational and Scientific Institute «Karazin Banking Institute», Department of Banking Business and Financial Technologies, Educational and Scientific Institute «Karazin Banking Institute» V.N. Karazin Kharkiv National University, Ukraine
Vyacheslav Lyashenko3
Department of Media Systems and Technology, Kharkiv National University of Radio Electronics, Ukraine
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Keywords

Analysis, Ratio, Bank, Credit, Non-performing loans, Credit risks, Credit rates.

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ON THE RATIO OF NON-PERFORMING LOANS TO AVERAGE LOAN RATES IN CONSIDERING THE ISSUE OF BANKING RISKS. (2024). Journal of Universal Science Research, 2(1), 271-281. http://universalpublishings.com/index.php/jusr/article/view/3951
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Abstract

Banking activities are of constant interest from researchers and practitioners. The basis of this interest is the role and importance of banks in the economic activities of various economic agents and the life of the population. At the same time, special attention is paid to banking risks, where we highlight credit risks. Based on this, the paper examines the dynamics of the ratio of non-performing loans to loan rates on average on the banking system for a number of individual countries. Graphs and diagrams of such analysis are provided, which allows you to understand the progress of this study.

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