“KREDITNING MOHIYATI, ASOSIY FUNKSIYALARI VA TASHKIL QILISHNING NAZARIY ASOSLARI”, TSRU, vol. 2, no. 3, pp. 77–84, Mar. 2024, Accessed: Nov. 25, 2024. [Online]. Available: https://universalpublishings.com/~niverta1/index.php/tsru/article/view/4795