TIJORAT BANKLARI IPOTEKA KREDITLARIDAN FOYDALANISH BO’YICHA XORIJ TAJRIBASI VA UNING O’ZIGA XOS XUSUSIYATLARI. JUSR. 2025;3(`1):86-88. Accessed May 18, 2026. https://universalpublishings.com/~niverta1/index.php/jusr/article/view/9453