Bank xodimlarining malakaviy kompetentsiyalarini bankning moliyaviy ko‘rsatkichlariga ta’sirini baholash yo‘llari. JSIRU [Internet]. 2024 Oct. 20 [cited 2024 Nov. 24];2(10):464-75. Available from: https://universalpublishings.com/~niverta1/index.php/jsiru/article/view/7603