“TIJORAT BANKLARIDA KPI TIZIMINI JORIY ETISHDAGI ASOSIY QIYINCHILIKLAR VA ULARNI YENGISH USULLARI”. Journal of Science-Innovative Research in Uzbekistan, vol. 2, no. 10, Oct. 2024, pp. 34-40, https://universalpublishings.com/~niverta1/index.php/jsiru/article/view/7262.