“TECHNOLOGY AND INNOVATION IN FINANCIAL SERVICES: INVESTIGATE THE ADOPTION OF FINTECH SOLUTIONS AND THEIR IMPACT ON ACCESSIBILITY, EFFICIENCY, AND SECURITY IN UZBEKISTAN’S FINANCIAL MARKETS”. 2024. Journal of Science-Innovative Research in Uzbekistan 2 (5): 796-801. https://universalpublishings.com/~niverta1/index.php/jsiru/article/view/6057.