TECHNOLOGY AND INNOVATION IN FINANCIAL SERVICES: INVESTIGATE THE ADOPTION OF FINTECH SOLUTIONS AND THEIR IMPACT ON ACCESSIBILITY, EFFICIENCY, AND SECURITY IN UZBEKISTAN’S FINANCIAL MARKETS. (2024). Journal of Science-Innovative Research in Uzbekistan, 2(5), 796-801. https://universalpublishings.com/~niverta1/index.php/jsiru/article/view/6057