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“KREDITNING MOHIYATI, ASOSIY FUNKSIYALARI VA TASHKIL QILISHNING NAZARIY ASOSLARI”,
TSRU
, vol. 2, no. 3, pp. 77–84, Mar. 2024, Accessed: Apr. 05, 2025. [Online]. Available:
https://universalpublishings.com/index.php/tsru/article/view/4795