IMPACT OF WEBSITE DESIGN, CUSTOMER SUPPORT AND CUSTOMER TECHNOLOGY ADOPTION ON CUSTOMERS LOYALTY IN THE NIGERIAN BANKING INDUSTRY
PDF
DOI

Keywords

website design; Customer Support; Customer Technology Adoption; Customers Loyalty; Banking Industry; Nigeria

How to Cite

IMPACT OF WEBSITE DESIGN, CUSTOMER SUPPORT AND CUSTOMER TECHNOLOGY ADOPTION ON CUSTOMERS LOYALTY IN THE NIGERIAN BANKING INDUSTRY. (2023). Journal of Universal Science Research, 1(11), 600-613. https://universalpublishings.com/index.php/jusr/article/view/2879

Abstract

The study examined impact of website design, customer support and customer technology adoption on customer’s loyalty in the Nigerian banking industry. Its aim was to assess the level of relationship between website design, customer support and customer technology adoption and customer loyalty in the Nigerian banking industry. In line with the objective of the study, three null hypotheses were formulated to guide the research. The theoretical foundation of the study was based on Rogers innovation diffusion theory and technology acceptance model (TAM) theories. The study adopted cross-sectional survey research design. The population size was drawn from the customers of eight (8) banks with international authorization in Bauchi State, Nigeria. A sample size of 384 customers was obtained using Krejcie and Morgan (1970) formula. A convenience sampling technique was further utilized in picking the respondents. A questionnaire of five point likert scale was used in data collection. Data were analyzed using descriptive and inferential statistics via Statistical Package for Social Science (SPSS) version 23.0, while multiple regression coefficients were employed in testing the hypotheses formulated for the study. All the null hypotheses were rejected. The research therefore revealed that; a significant relationship exist between interactivity and on customer’s loyalty in the Nigerian banking industry, a significant relationship exist between customer support and customer loyalty in the Nigerian banking industry, as well that there is a significant relationship exist between customer technology adoption and customer loyalty in the Nigerian banking industry. It was concluded that, website design, customer support and customer technology adoption have help to improved customer loyalty in the Nigerian banking industry. It was therefore recommended amongst others that, banking industry should develop their websites by making it more interactive, online banking should be made easier for customers to make use of, and that more awareness should be given to customers on the need for e-banking.

PDF
DOI

References

Uwabor O. L., & Ugwuonah G., “E-service quality and customer loyalty in deposit money banks in Nigeria”, European Journal of Business and Management, Vol.12, Issue.21, pp. 2222-2839, 2020.

Ignou, S., “E-service quality in banking industry-A review”, Global Journal of Enterprise Information System, Vol.12, Issue.12, pp. 0975-1432, 2020.

Osagie L. U., & Geraldine U., “E-service quality and customer loyalty in deposit money banks in Nigeria”, European Journal of Business Management, Vol.12, Issue.21, pp. 2222-2839, 2020.

David, A., “Problems affecting digital banking in Nigeria”, Journal of Asia Pacific Management Review, Vol.6, Issue.1, pp. 34-40, 2018.

Farrell, S., “Key benefits of interactive teller machines”, European Journal of Business and Management, Vol.4, Issue.18, pp. 127-137, 2019.

Daly, L., “What consumers really want from banks”, International European Journal of Business and Management, Vol.5, Issue.18, pp. 127-137, 2020.

Rogers, E. M., & Singhal, A., “Diffusion of innovations: In An Integrated Approach to Communication Theory and Research” International Journal of Human-Computer Interaction, Vol. 2, Issue.5, pp. 409-419, 2013.

Ibrahim, O., Mohammed, F., Nilashi M., & Alzurqa E., “Cloud computing adoption model for e-government implementation,” Journal of Information Development, Vol.33, Issue.3, pp. 303-323, 2017.

Rita, P., Oliveira, T., & Farisa, A., “The impact of e-service quality and customer satisfaction on customer behavior in online shopping”, International Journal of homepage, Vol.5, Issue.20, pp. 26-90, 2019.

Cyr, D., Hassanein, K., Head, M., & Ivanov, A., “The role of social presence in establishing loyalty in e-service environments”, International Journal of Interacting with Computers, Vol.19, Issue.1, pp. 43-56, 2019.

Wu, L. W., “Inertia: Spurious loyalty or action loyalty”, International Journal of Asia Pacific Management Review, Vol.16, Issue.1, pp. 31-50, 2019.

Gao, Q., Rau, P. P., & Salvendy, G., “Perception of interactivity: Effects of four key variables in mobile advertising”, International Journal of Human-Computer Interaction, Vol.25, Issue.6, pp. 479-486, 2016.

Zairi, A., “Global benchmarking for internet and E-commerce applications” Journal of Information Development, Vol.33, Issue.3, pp. 303-323, 2018.

Leninkumar, V., “The effect of service quality on customer loyalty”, European Journal of Business and Management, Vol.8, Issue.33, pp. 2222-2839, 2015.

Central Bank of Nigeria, “List of deposit money banks and financial holding companies operating in Nigeria” International Journal of Management Information Development Studies, Vol.3, Issue.3, pp. 403-423, 2017.

Okafor, E. E., “Reforms in the Nigerian Banking Sector and Strategies for Managing Human Resources Challenges”, European Journal of Business and Management, Vol.5, Issue.18, pp. 127-137, 2013.

Masika, E. J., “Effect of service quality management and customer loyalty on customer loyalty”, A case of NSSF, Tanga City. MBA Dissertation, Mzumbe University. pp. 1-98, 2018.

Uwabor, O., L. Anetoh, J., C. Ugwuonah, G., E. & Ezenta, O., N., “E-Service Quality and Customer Satisfaction in Deposit Money Banks”, International Journal of Marketing and Communication Studies, Vol.5, Issue.1, pp. 2695-2173, 2021.

Bowen, J. T., & Chen, S. L., “The relationship between customer loyalty and customer satisfaction”, International Journal of Contemporary Hospitality Management, Vol.13, Issue.5, pp. 213-219, 2021.

Asgari, N., Ahmadi, M. H., Shamlou, M., Farokhi, A. R., & Farzin, M., “Studying the impact of e-service quality on e-loyalty of customers in the area of e-banking services”, Journal of Management and Sustainability, Vol.4, Issue.2, pp. 1925-4733, 2018.

Anton, J., “Customer relationship management: Making hard decisions with soft numbers, Upper Saddle River, Prentice-Hall” Journal of management sciences, Vol.13, Issue.9, pp. 30-43, 2017.

Fornell, C., “A national customer satisfaction barometer: The Swedish experience”. International Journal of Marketing, Vol.10, Issue.9, pp. 56-62, 2019.

Samer, A., “The effect of banks website service quality and e-satisfaction on e-loyalty”, International Journal of Business and Management, Vol.13, Issue.3, pp. 409-419, 2018.

Shih, Y., & Fang, K., “The use of the decomposed theory of planned behaviour to study internet banking in Taiwan”, Internet Research Electronic Network Application Policy, Vol.14, Issue.3, pp. 213-223, 2017.

Bevans, R., “An introduction of multiple linear regressions”, International Journal of Information Development, Vol.33, Issue.3, pp. 30-44, 2016.

Kumari, K., & Yadav, S., “Linear regression analysis study”, International Journal of the practice of Cardiovascular Sciences, Vol.4, Issue.1, pp. 33-42, 2018.

Etikan, I., Musa, S.A., & Alkassim R.S., “Comparison of Convenience Sampling and Purposive Sampling” American Journal of Theoretical and Applied Statistic, Vol.5. Issue.1, pp. 1-14, 2015.

Das, K., “Relationship marketing research. An academic literature review and classification”, Marketing Intelligence & Planning, Vol.27, Issue.3, pp. 326-363, 2020.

Central Bank of Nigeria, “Annual report and financial statements for the year ended 31st December 2018”, Journal of Management and Sustainability, Vol.2, Issue.3, pp. 25-33, 2018.

Bouchrika I., “Types of Research Design: Perspective and Methodological Approaches”, International Journal of Management and Sustainability research, Vol.4, Issue.2, pp. 52-63, 2014.

Laforet, S., & Li, X., “Consumers’ attitudes towards online and mobile banking in China” International Journal of Bank Marketing,Vol.23, Issue.5, pp. 362-380, 2015.

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.