“TECHNOLOGY AND INNOVATION IN FINANCIAL SERVICES: INVESTIGATE THE ADOPTION OF FINTECH SOLUTIONS AND THEIR IMPACT ON ACCESSIBILITY, EFFICIENCY, AND SECURITY IN UZBEKISTAN’S FINANCIAL MARKETS”. Journal of Science-Innovative Research in Uzbekistan, vol. 2, no. 5, May 2024, pp. 796-01, https://universalpublishings.com/index.php/jsiru/article/view/6057.