“IPOTEKA (UY JOY XIZMATLARI) BOZORI SHAKLLANISHINING ASOSIY BOSQICHLARI”, JSIRU, vol. 2, no. 1, pp. 566–571, Jan. 2024, Accessed: Nov. 24, 2024. [Online]. Available: https://universalpublishings.com/index.php/jsiru/article/view/4064