“TIJORAT BANKLARI TOMONIDAN KICHIK BIZNESNI MOLIYALASHTIRISH YO‘LLARI”. "XXI ASRDA INNOVATSION TEXNOLOGIYALAR, FAN VA TAʼLIM TARAQQIYOTIDAGI DOLZARB MUAMMOLAR" Nomli Respublika Ilmiy-Amaliy Konferensiyasi, vol. 3, no. 10, Oct. 2025, pp. 101-3, https://universalpublishings.com/index.php/itfttdm/article/view/13848.