“MAHALLA DARAJASIDA KICHIK BIZNES LOYIHALARINI MOLIYALASHTIRISH STRATEGIYALARI”, ITFTTDM, vol. 3, no. 8, pp. 36–38, Aug. 2025, Accessed: May 18, 2026. [Online]. Available: https://universalpublishings.com/index.php/itfttdm/article/view/13423