“KICHIK VA O’RTA BIZNESNI KREDITLASHNING IQTISODIYOTDAGI O’RNI”, ITFTTDM, vol. 2, no. 6, pp. 283–285, Jun. 2024, Accessed: Dec. 22, 2024. [Online]. Available: https://universalpublishings.com/index.php/itfttdm/article/view/6478