“KICHIK BIZNES KORXONALARIDA RISKLARNI BAHOLASH VA BOSHQARISH MEXANIZMLARINI TAKOMILLASHTIRISH” (2026) "XXI ASRDA INNOVATSION TEXNOLOGIYALAR, FAN VA TAʼLIM TARAQQIYOTIDAGI DOLZARB MUAMMOLAR" nomli respublika ilmiy-amaliy konferensiyasi, 4(7), pp. 30–34. Available at: https://universalpublishings.com/index.php/itfttdm/article/view/20431 (Accessed: 12 October 2026).