“O‘ZBEKISTONDA PENSIYA TIZIMINI ZAMONAVIY TALABLARGA MOSLASHTIRISH VA SAMARADORLIGINI OSHIRISH YO‘LLARI” (2026) "XXI ASRDA INNOVATSION TEXNOLOGIYALAR, FAN VA TAʼLIM TARAQQIYOTIDAGI DOLZARB MUAMMOLAR" nomli respublika ilmiy-amaliy konferensiyasi, 4(5), pp. 841–849. Available at: https://universalpublishings.com/index.php/itfttdm/article/view/18951 (Accessed: 12 October 2026).