KICHIK BIZNESNI ISLOMIY MOLIYALASHTIRISHDA RAQAMLI TEXNOLOGIYALARDAN FOYDALANISHNING XALQARO TAJRIBASI (MALAYZIYA VA O’ZBEKISTON MISOLIDA) . ITFTTDM. 2026;4(9):107-110. Accessed October 4, 2026. https://universalpublishings.com/index.php/itfttdm/article/view/20670