Po’latova Sug’diyona G’ayratovna. “QARZ SHARTNOMASI”. Yangi O’zbekistonda Tabiiy Va Ijtimoiy-Gumanitar Fanlar Respublika Ilmiy Amaliy Konferensiyasi, vol. 2, no. 5, May 2024, pp. 93-96, https://universalpublishings.com/index.php/gumanitar/article/view/5613.