“BANKLARNI TRANSFORMATSIYALASH SHAROITIDA KREDIT PORTFELINING SIFATINI OSHIRISH YO’LLARI”. CUSR [Internet]. 2025 Dec. 20 [cited 2026 May 18];3(9):15-8. Available from: https://universalpublishings.com/index.php/cusr/article/view/15362